FCF respects the privacy of our on-line visitors and collects only a very limited amount of user information. This information is used only to improve the content and design of the Web site. Collected information includes the IP addresses of visitors, time of access, browser type used, and pages visited. We collect this information on an aggregate basis only (for example, which pages are most popular among visitors as a whole). This information is used to help improve the Web page, is for internal review only and not shared with any outside parties.

Visitors who fill out any on-line form, provide their e-mail address or offer any other personal information via the Web page will not have their information shared with any other party without their consent. Information collected in this manner is for informational or ministry purposes only and is kept strictly confidential.

Browsing

This Web site does not collect personally identifiable information when you browse this Web site and request pages from our servers unless you voluntarily and knowingly provide it to us. This means that we will not know your name, your email address, or any other personally identifiable information just because you browse the Web site unless you:

1. access the Web site from a link in an email that we sent;
2. are a FCF member and log-in to your account; or
3. have created a profile and log-in when you access the Web site.

In these cases we will know who you are based on the information you previously supplied to us. When you request a page from our Web site, our servers log the information provided in the HTTP request header including the IP number, the time of the request, the URL of your request and other information that is provided in the HTTP header. We collect the HTTP request header information in order to make our Web site function correctly and provide you the functionality that you see on this Web site. We also use this information to personalize content presented to you, better understand how visitors use our Web site and how we can better tune it, its contents, and functionality to meet your needs.

Disclosure of Information to Third Parties

FCF does use the services of third parties, such as market researchers, fulfillment houses, email service providers and mail houses that process mail for FCF. These parties are contractually prohibited from using personally identifiable information for any purpose other than for the purpose FCF specifies. We do provide non-personally identifiable information to certain service providers for their use on an aggregated basis for the purpose of performing their contractual obligations to us. Except as described in this paragraph we do not permit the sale or transfer of personally identifiable information to entities outside o fFCF and our third party service providers for any non-FCF use without your approval.

Cookies

Our Website uses "cookie" technology. "Cookies" are encrypted strings of text that a Web site stores on a user's computer. Our Web site requires the use of a Cookie throughout the online experience. Without Cookies we will not be able to keep information you enter on multiple pages together. In addition, Cookies are used to:

1. Allow registered users to sign in.
2. Measure usage of various pages on our Web site to help us make our information more pertinent to your needs and easy for you to access; and
3. Provide functionality that we believe would be of interest and value to you.

The types of Cookies that we use are referred to as "session" Cookies and "persistent" Cookies. Session Cookies are temporary and are automatically deleted once you close your internet browser. Persistent Cookies remain on your computer hard drive until you delete them or are otherwise removed upon expiration. We do not use Cookies to ascertain any personally identifiable information about you apart from what you voluntarily provide us in your dealings with FCF. Cookies do not corrupt or damage your computer, programs, or computer files.

You may set your browser to block Cookies (consult the instructions for your particular browser on how to do this), although doing so will adversely affect your ability to perform certain transactions, use certain functionality, and access certain content on our Web site.

Email and Personal Information

Please note that FCF will never send you email requesting your password, credit card number or social security number. If you receive an email that looks like it's from FCF, but asks you for your credit card number or social security number, it's a fraudulent email, or "phish." We recommend that you do the following:

* Forward the email to the Federal Trade Commission at spam@uce.gov or call 1-877-FTC-HELP (1-877-382-4357) to report it. The FTC uses the spam stored in this database to pursue law enforcement actions against people who send deceptive email.
* Delete the email.

If you believe "phishers" have gotten access to your personal or financial information, we recommend that you also do the following:

1. Change your password.
2. Contact credit reporting services and have a fraud alert attached to your credit report file. Please be aware that the perpetrator may attempt to use your information to establish accounts or obtain credit at other businesses in their name.

Other Sites

FCF is only responsible for the privacy statement and content of this Web site. We are not responsible for the privacy practices or the use of cookies on Web sites that you have accessed this Web site from and to the non-FCF Web sites that you may access from this Web site.

Legal Issues

This is a United States Web site and is subject to laws of the United States and the State of Maryland. FCF will disclose personally identifiable information without your permission when required by law, or in good faith belief that such action is necessary to investigate or protect against harmful activities to FCF, visitors, members, or property (including this site), or to others. As mentioned previously, laws related to personally identifiable information vary by country.

If you are a visitor who resides in the State of California, you have the right to request from FCF a list of third parties with whom we shared personally identifiable information about you for their own direct marketing purposes during the previous calendar year. Although FCF does not share personally identifiable information with unrelated third parties for their own direct marketing purposes.

FCF Changes to Your Privacy Rights

In the future, we may need to change this privacy statement. All changes will be made here so that you will always know what information we gather, how we might use that information and whether we will disclose it to anyone. This statement was last updated on January 25, 2008 to describe personalization of content served when accessing this Web site.

By using this Web site, you agree to all policies listed above.